Driving on Indian roads has become synonymous with courting trouble in the form of potential accidents, with the numbers being staggeringly high by the end of 2022. Commuters have seen all kinds of accidents, from minor to major, futile to fatal. It has come to a stage where commuters feel that the wisest thing to do is install dashboard cameras or dash cams to be safer in the face of an accident. Dashboard cameras for cars provide accurate and detailed footage to help determine who is at fault and the events before an accident, which is crucial for any insurance claim. The dash cam footage is a game changer in accident claims. In most cases, it becomes very hard to determine who is at fault, as both sides argue their cases vehemently and blame the other party for the fiasco.
What’s a Dash Cam?
The dashboard camera for cars is a small video camera mounted on your car’s dashboard or windshield. While most dash cams record what’s in front of the vehicle, next-generation models boast additional features, including rear-facing video, audio recorder, two-way calling and live streaming.
How Does Recorded Dash Cam Footage Help Settle Accident Claims?
One advantage of a car camera with a monitor is that they provide real footage of the events in the face of an accident to benefit the driver, compared to eyewitness accounts or traffic police information, which may be doctored or untrue. Besides providing real footage, the dash cam shows the party at fault. The speed of the vehicle, and position on the road, amongst other details, provide crucial information to assess whose fault it is.
The dash cam helps speed up insurance claims, as the insurer can quickly determine liability. Without footage, an insurance claim may take longer than expected, as assessors have to rely on eyewitnesses and reports by the traffic police.
With footage from a dashboard camera for cars, it is difficult for the driver at fault to dispute the facts or shift blame, helping hold the person at fault accountable for their action.
Types of Dash Cam Footage
Dash cam footage from your car camera with monitor helps in your insurance claim in the following ways:
· Front Facing Footage: This is the most common type of dashcam. It shows what is happening in front of the vehicle.
· Rear-Facing Footage: If a driver hits you on the rear end, this footage shows how the accident happens.
· Interior Footage: This footage is crucial as it shows the events leading to the accident. It records the action a driver took before the accident.
Points to Consider When Buying a Dashboard Camera
Dashcams are crucial in the event of an accident claim. Choose a dash camera of high-quality camera. Here are a few considerations:
1. Video Quality:Â You need one that records in HD or UHD for clear and detailed footage.
2. Storage Capacity:Â Consider how much footage the dash cam stores before overwriting.
3. Ease of Installation:Â A dash cam with precise controls and features must be easy to install and use.
4. Additional Features:Â In today’s world, with technological advancement, you must consider additional features such as GPS tracking, night vision, two-way calling and live streaming.
5. Cost:Â The price of a dash cam must be within your budget. Find a camera with all the features you need at an affordable fee.
6. Reputation:Â It is best to buy a dash cam that other drivers attest to being reliable.
7. Mounting Options:Â Ensure that as you mount the dash cam, it does not obstruct you, as this is against traffic laws in India.
Car dash cams are greatly valuable as they provide evidence for accident claims. The footage helps establish the driver at fault and makes it easy to settle insurance claims. Choose a dash cam of great quality, which offers good quality footage, is easy to install and control and is within your budget.